To view a 50th Reunion Brochure explaining your class gift, Click here. 

Recently Principia enhanced  gift acceptance policies regarding 50th Reunion gifts.  The following information has been provided to explain the many ways alumni can contribute towards their 50th Reunion gift.

MAKE A DIFFERENCE WITH YOUR 50^TH REUNION GIFT

The Upper School Classes of 1959 and 1960 have voted to support Student Aid. Your contributions will make a lasting impact for current and future Principians.  The many ways you and your classmates can give (described below) all have the same impact: helping Principia reach its fullest potential in providing an individualized, spiritually based education.

GIVE IN A WAY THAT WORKS FOR YOU

OUTRIGHT GIFTS are flexible and can be made with cash, marketable securities, mutual funds, closely held stock, and real estate.

Cash, stock, and mutual fund gifts . . .

• Receive the maximum charitable income tax deduction
• Provide Principia funds that can be used immediately

 In addition, stock and mutual fund gifts . .  .

• Do not incur capital gains tax
• Can be used to remove an appreciated but underperforming asset from your portfolio

Pledges allow you to maximize your gift-giving ability by paying over an extended period of time.

Pledges . . .

• Let you spread payments over five years
• Break larger gifts into manageable payments (For example, a donor wishing to contribute $1,000 may fulfill that pledge by paying $200/year for five years.)

Real Estate gifts offer an effective way to meet financial and charitable goals, even if a property has decreased in value.

Real estate gifts . . .

• May be made outright or transferred to a charitable trust
• Avoid capital gains tax
• Provide a current income tax deduction
• Enable diversification into income-producing assets when a property is transferred to a charitable trust with payment to you and any other designated recipients

DEFERRED GIFTS include bequests, charitable gift annuities, charitable remainder trusts, retirement plans, and life insurance.

Bequests allow you to leave a legacy gift through a will or living trust.

Bequests . . .

• Minimize estate taxes
• Allow you to make a commitment to Principia today with little or no impact on your current finances
• Let you retain maximum flexibility with your finances and control over your assets
• Enable you to specify the size of your gift to Principia in relation to your other gifts (e.g. “20 percent of the residue of my estate”) despite fluctuations in the value of your estate

Charitable Gift Annuities (CGAs) allow you to donate cash or securities to Principia in exchange for a guaranteed income paid to one or two beneficiaries for a lifetime.

Gift annuities . . .                                                                                                

• Provide dependable lifetime income with attractive annuity rates guaranteed by Principia
• Carry a low minimum gift amount ($5,000)
• Provide an immediate charitable income tax deduction for a portion of the gift
• May provide partially tax-free income
• Will not be fully subject to capital gains tax if the gift consists of appreciated securities
• Provide income and tax benefits today for a gift that might be planned in the future through a will or other long-range plans.

Rates are established in accordance with the American Council on Gift Annuities (ACGA)

Charitable Remainder Trusts allow you to give to Principia and receive an income for life or for a period of up to 20 years. If desired, the trust can pay an income to other beneficiaries as well. 

Charitable remainder trusts . . .

• Provide an immediate charitable income tax deduction
• Reduce or eliminate capital gains, estate, and/or gift taxes
• Offer increased income from low-yielding securities or property
• Provide diversification of investments and the potential for tax-free asset growth
• Create a source of income for children, parents, or other loved ones

Retirement Plans let you avoid certain taxes when you contribute to Principia through an IRA, 401(k), 403(b) Keough, or other qualified retirement plan.

Retirement plan gifts . . .

• Avoid federal estate taxes on the value of the assets that pass to Principia
• Bypass the income tax ordinarily paid by heirs when Principia is named as a beneficiary of all or part of the retirement plan assets
• May be used to fund a charitable remainder trust that provides a lifetime income to a designated beneficiary

Life Insurance allows you to name Principia as the beneficiary of a policy and, if desired, assign Principia ownership of a policy.

Life insurance . . .

• Allows you to make a commitment to Principia today with no impact on your current finances
• Provides a revocable arrangement for a future gift (but no income tax deduction) when you name Principia as a beneficiary
• Provides a current income tax deduction and a reduction in future estate tax liability when you designate ownership of an insurance policy to Principia

YOU CAN MAKE YOUR GIFT IN A VARIETY OF WAYS

 

CHECKS

Please make checks payable to “The Principia” and send to:

The Principia

c/o Donna Gibbs

13201 Clayton Road

St. Louis, MO  63131

CREDIT CARD-ONLINE

Contributions can be made online through Principia’s secure website: www.principiagiving.com

CREDIT CARD-BY PHONE

Credit card gifts can be made by calling 800.218.7746, ext. 3101

GIFTS OF SECURITIES, REAL ESTATE, AND DEFERRED GIFTS

Contact Donna Gibbs at 800.218.7746, ext. 3101

CORPORATE MATCHING GIFTS

Thousands of organizations match gifts made by their employees, directors, and retirees. Please contact your employer for more information.

If you have questions or would like additional information, please contact:

 

Donna Gibbs, 50th Reunion Program Manager

The Principia, 13201 Clayton Road, St. Louis, MO 63131

Phone: 800.218.7746, ext 3101 

Direct Line: 314.514.3101

Cell: 314.276.8756

FAX: 314.275.3593

E-mail: donna.gibbs@principia.edu